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Safeguarding Your Credit


Recently, Julia spoke to high school students at Ridgewood High School as part of C.A.R.E.Chicago. CARE stands for Credit Abuse Resistance Education and it aims to teach high school students about the many consequences of consumer credit abuse. It is a group of Chicago area lawyers and judges whose goal is to educate students about the pitfalls of easy credit and students loans, before they get into trouble.


“High School students will become college students who will be inundated with false information about student loans and credit cards.” Smolka said. “I am in the unique position, as an attorney, to have first-hand knowledge how devastating it can be to a young person to be in financial straits and how it can affect their life going forward.”

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