I had a friend call me today. Her sister-in-law's car was repossessed last week, and she missed 6 months of mortgage payments. A quick online search revealed that her home was in foreclosure. She has not come to my friend for help yet. She is not seeking out help from any professionals. Her head is spinning. My friend's instinct was to offer to gift her the money to catch up on the mortgage. After all, her sister-in-law has three young children. However, that might not